European Payments & Finance Alternatives

Mangopay

Wallet-based payment infrastructure for marketplaces — multi-currency wallets, KYC/KYB compliance, and multi-party payment splits.

Adyen

One platform for payments, data, and financial products — 150+ currencies, 200+ payment methods, built to scale globally.

N26

European payments & finance alternative based in Germany.

Bunq

European payments & finance alternative based in Netherlands.

Klarna

Compare prices across thousands of Spanish stores and pay flexibly. Shop securely online, in-app, or in-store with multiple payment options.

Mollie

Online and in-person payments for European SMEs — iDEAL, SEPA, cards, and recurring billing through one clean API.

Viva

European payments & finance alternative based in Greece.

Payplug

French payment gateway with native Cartes Bancaires support — 92.5% acceptance rate, frictionless 3DS, omnichannel dashboard.

Zaver

European payments & finance alternative based in Sweden.

Secupay

German payment provider for e-commerce and POS — multi-channel acceptance, loyalty programmes, and white-label solutions.

Stancer

Developer-first European payment API — card tokenisation, recurring billing, GDPR-native, backed by French telco group Iliad.

Payone

German omnichannel payment provider — POS terminals, e-commerce gateway, and Tap on Mobile from €0/month.

Paytrail

Finland's leading online payment provider — bank transfers, mobile pay, and card tokenisation through one merchant agreement since 2007.

Upvest

European payments & finance alternative based in Germany.

Trustly

European payments & finance alternative based in Sweden.

Clearhaus

European payments & finance alternative based in Denmark.

Creem

Complete financial infrastructure for SaaS and indie hackers. Global merchant of record handling payments, tax compliance, fraud protection with competitive pricing.

QuickPay

Scandinavian payment gateway — 30,000+ merchants, 4 million monthly transactions, RESTful API, and local Nordic payment methods.

Scoutbee

European payments & finance alternative based in Germany.

Worldline

Europe's largest payment processor — in-store, online, and cross-border for 1.4 million merchants across 170 countries.

Taxdoo

European payments & finance alternative based in Germany.

Unzer

Modular European payment platform — cards, wallets, and BNPL across online, mobile, and POS through one unified integration.

Viva Wallet

Cloud-native European payment bank — tap-to-device, business IBANs, card issuing, and merchant cash advance across 24 countries.

ePay

European payment gateway — multi-acquirer, 13+ methods, transparent pricing from €11/month, no lock-in, created and operated in Europe.