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Swedish FSA-licensed payment platform with Pay Now, Pay Later, Pay Over Time, and A2A transfers — size-agnostic from €1 to €200,000, trusted by Porsche, Volkswagen, and Hyundai.
Swedish FSA-supervised payments that scale from small retail purchases up to 200,000 euro transactions, covering Pay Now, Pay Later, installments and account-to-account transfers.
Zaver is a Swedish fintech supervised by the Swedish Financial Supervisory Authority (Finansinspektionen), building "size-agnostic" payment infrastructure that handles everything from small retail purchases to high-value transactions up to €200,000. Where most BNPL providers cap out at a few thousand euros, Zaver processes transactions at any scale.
Operated by Frink AB (org. no. 559059-8420) and expanding across the Nordics and DACH, Zaver powers payments for major automotive brands, health providers, and subscription businesses.
Key products:
- Pay Now for immediate payment on high-value transactions
- Pay Later with flexible payments, no interest, no fees
- Pay Over Time to split installments on larger purchases
- Pay End of Month for consolidated monthly billing
- Account-to-Account transfers enabling card-free bank-to-bank payments
- Payment tokenisation for subscriptions and one-click checkouts
- Size-agnostic from €1 to €200,000 on a single platform
- Licensed and regulated by Sweden's FSA (Finansinspektionen)
Operating in Sweden, Germany, Finland, and Norway. Notable merchants include Porsche, Volkswagen, Hyundai, Nissan, Tibber, Trek, Aquadental, and Mifcom, covering automotive, retail, health, and subscription sectors. A strong Nordic alternative to Klarna for high-ticket payments and European SMBs.
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