Corefy vs Gr4vy
Corefy is a European alternative to Gr4vy: same payments & finance use case, headquartered in United Kingdom and governed by UK GDPR, while Gr4vy is based in the United States.
By the EU Alternatives team Last updated
Connect, manage and optimize 500+ payment providers through one unified interface. Support for 200+ currencies, 25 languages, and global coverage.
- Jurisdiction
- United Kingdom
- Primary privacy law
- UK GDPR
- US CLOUD Act exposure
- No
- Open source
- No
- Free tier
- No
Payment orchestration is Gr4vy's pitch: one integration routing transactions across more than 400 payment methods and providers, with each customer on an isolated cloud instance. Pricing is quote-only, with no public rate card to compare. The company is incorporated in San Mateo, California, and the rails your payments ride on are governed by US law.
- Jurisdiction
- United States
- GDPR by default
- Requires DPA + TIA
- US CLOUD Act exposure
- Yes
Corefy vs Gr4vy at a glance
| Corefy | Gr4vy | |
|---|---|---|
| Headquarters | United Kingdom | United States |
| Data jurisdiction | United Kingdom | United States |
| Primary privacy law | UK GDPR | Requires DPA + transfer assessment |
| US CLOUD Act exposure | No | Yes |
| Best for | Teams that need payments & finance built for European data-protection requirements | Teams already invested in the Gr4vy ecosystem |
Choose Corefy if…
- You want a provider governed by a European privacy regime
- GDPR or public-sector data-protection requirements apply to you
- You'd rather back the European tech ecosystem
Stick with Gr4vy if…
- You depend on integrations only available in the Gr4vy ecosystem
- Your organisation has no EU data-residency constraints
- Migration costs outweigh the jurisdiction benefits for now
Why choose Corefy over Gr4vy?
The decisive argument is data jurisdiction. Gr4vy is headquartered in the United States, which means personal data processed through it can be subject to non-EU legal regimes: the US CLOUD Act, FISA 702, or similar laws depending on the provider. After the 2020 Schrems II ruling, EU organisations must carry out a transfer impact assessment for every such data flow.
Corefy removes that overhead. As a United Kingdom-based provider, it operates under UK GDPR, and data stays in the United Kingdom, which the European Commission recognises as offering an adequate level of protection. For regulated sectors such as health, public administration, and finance, that's not a nice-to-have but a requirement. For everyone else, it's concentration-risk insurance: you avoid depending on a single jurisdiction that can change the rules without warning.