Europe-made alternatives · 2026

1 Best European YNAB Alternatives in 2026

Sovereignty-first software picks, all built in Europe — hand-picked to replace YNAB.

Our top pick this year is Ghostfolio

Most picks fall under Payments & Finance. Jump into any of those categories if you want a wider shortlist beyond this list.

  1. #1
    G

    Ghostfolio

    Switzerland
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    Open source personal finance dashboard for tracking net worth including cash, stocks, ETFs and cryptocurrencies across multiple platforms.

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