3 Best European Wealthfront Alternatives in 2026
The best European alternative to Wealthfront in 2026 is Ghostfolio, based in Switzerland. All 3 options below are European-owned, GDPR-native and ranked by feature parity and relevance.
By the EU Alternatives team Last updated
Our top pick this year is Ghostfolio, but every option on this list is European-owned, GDPR-native, and production-ready. Worth a closer look: Indexa Capital, Scalable Capital.
Wealthfront alternatives are mainly Payments & Finance. Browse that category for a wider shortlist beyond this list.
Top European Wealthfront alternatives compared
| # | Alternative | Country | Open source | Free tier | Compare |
|---|---|---|---|---|---|
| 1 | Ghostfolio | Switzerland | Yes | No | vs Wealthfront → |
| 2 | Indexa Capital | Spain | No | No | vs Wealthfront → |
| 3 | Scalable Capital | Germany | No | No | vs Wealthfront → |
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Open-source portfolio tracker for stocks, ETFs, and crypto, self-hosted or Swiss-managed
Ghostfolio is an open-source wealth management application built in Switzerland that helps individuals track and analyze investment portfolios across multiple brokers and asset classes. It handles stocks, ETFs, bonds, and cryptocurrencies in a single view, providing performance attribution, risk metrics, and allocation breakdowns that would otherwise require a maintained spreadsheet.
The application is built with Angular, NestJS, and TypeScript in an Nx monorepo, and ships in two forms: a managed cloud service at Ghostfol.io for hassle-free hosting, or a self-hosted Docker deployment for full control. Features include multi-account transaction management, import/export (CSV and broker-specific formats), portfolio performance calculations, risk analysis, dark mode, and PWA support for mobile. The project is licensed under AGPLv3 with an active contributor community on GitHub.
Against Personal Capital, Sharesight, or Monarch Money, Ghostfolio's differentiators are open-source transparency (you can audit what the app does with your financial data), self-hosting for privacy-sensitive users, and Swiss origin rather than US. It's especially popular with European investors who track a mix of local ETFs, international stocks, and crypto, a combination that most US-centric portfolio trackers handle poorly.
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Globally diversified index portfolios with fees that fall as your assets grow, regulated by the CNMV across three countries.
Spain's largest independent robo-advisor, managing globally diversified index-fund portfolios from Madrid since 2015, with 5.8 billion euros under management across Spain, France and Belgium.
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Fully managed ETF portfolios with automatic rebalancing and a BaFin-regulated bank behind them, from 0.75% a year.
Munich digital wealth manager and broker whose Wealth product runs fully managed ETF portfolios with automatic rebalancing for 0.75% a year, under BaFin supervision.
