Europe-made alternatives · 2026

4 Best European Venmo Alternatives in 2026

The best European alternative to Venmo in 2026 is Sling Money, based in United Kingdom. All 4 options below are European-owned, GDPR-native and ranked by feature parity and relevance.

By the EU Alternatives team Last updated 11 July 2026

Our top pick this year is Sling Money, but every option on this list is European-owned, GDPR-native, and production-ready. Worth a closer look: Splid, Splitser, Tricount.

Venmo alternatives are mainly Payments & Finance. Browse any of those categories for a wider shortlist beyond this list.

Top European Venmo alternatives compared

#	Alternative	Country	Open source	Free tier	Compare
1	Sling Money	United Kingdom	No	No	vs Venmo →
2	Splid	Germany	No	No	vs Venmo →
3	Splitser	Netherlands	No	No	vs Venmo →
4	Tricount	Netherlands	No	No	—

#1

Sling Money
United Kingdom

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Send money globally in minutes at very low cost. Connect local payment methods, search recipients by name, and transfer funds between accounts or via messaging apps.

Move money worldwide in minutes at very low cost. Connect local payment methods, find recipients by name and send funds between accounts or through messaging apps.

Compare Sling Money vs Venmo Full Sling Money profile
#2

Splid
Germany

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Simplify group expense splitting with automatic calculations, 150+ currencies, offline functionality, and PDF/Excel exports. Perfect for travel and shared costs.

German app for splitting group expenses, with automatic calculations, 150+ currencies, offline use and PDF or Excel exports, ideal for trips and shared households.

Compare Splid vs Venmo Full Splid profile
#3

Splitser
Netherlands

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Track, calculate and settle group expenses with friends, family or roommates. Features smart algorithms, multiple payment options, and 150+ currencies.

Dutch app for splitting shared costs with friends, roommates, or family, settling balances with smart algorithms across 150+ currencies.

Compare Splitser vs Venmo Full Splitser profile
#4

Tricount
Netherlands

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Track shared costs with friends, roommates, or travel companions. Split bills fairly, sync expenses in real-time, and settle up with ease.

Dutch app for tracking shared costs with friends, flatmates or travel groups: split bills fairly, sync expenses in real time and settle up easily.

Frequently asked questions

What is the best European alternative to Venmo?

Sling Money is the top-ranked European alternative to Venmo in our directory. 4 EU alternatives are listed on this page in total, scored by feature parity and relevance.

Is Venmo GDPR-compliant?

Venmo is headquartered outside the EU, which means personal data may be transferred to a non-EU jurisdiction. Since the 2020 Schrems II ruling, such transfers require a case-by-case transfer impact assessment under Article 46 GDPR. EU-based alternatives keep your data under European law by default with no transfer impact assessment required.

Why use a European alternative to Venmo?

European alternatives store data in EU jurisdictions, comply with GDPR by default, reduce exposure to the US CLOUD Act and FISA 702, and strengthen the European tech ecosystem. For regulated industries such as health, public sector, and finance, EU hosting is often a legal requirement, not just a preference.

How do I migrate from Venmo to a European alternative?

Start by exporting your data from Venmo, then pick the alternative that best matches your feature requirements; most EU alternatives listed here offer import tools or migration guides. Running both services in parallel for a week catches any edge cases before you fully switch.

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