Europe-made alternatives · 2026

4 Best European Venmo Alternatives in 2026

The best European alternative to Venmo in 2026 is Sling Money, based in the United Kingdom. All 4 options below are European-owned, GDPR-native and ranked by feature parity and relevance.

By the EU Alternatives team Last updated

Our top pick this year is Sling Money, but every option on this list is European-owned, GDPR-native, and production-ready. Worth a closer look: Splid, Splitser, Tricount.

Venmo alternatives are mainly Payments & Finance. Browse that category for a wider shortlist beyond this list.

Top European Venmo alternatives compared

# Alternative Country Open source Free tier Compare
1 Sling Money United Kingdom No No vs Venmo →
2 Splid Germany No No vs Venmo →
3 Splitser Netherlands No No vs Venmo →
4 Tricount Netherlands No No vs Venmo →
  1. Send money globally in minutes at very low cost. Connect local payment methods, search recipients by name, and transfer funds between accounts or via messaging apps.

    Move money worldwide in minutes at very low cost. Connect local payment methods, find recipients by name and send funds between accounts or through messaging apps.

  2. Simplify group expense splitting with automatic calculations, 150+ currencies, offline functionality, and PDF/Excel exports. Perfect for travel and shared costs.

    German app for splitting group expenses, with automatic calculations, 150+ currencies, offline use and PDF or Excel exports, ideal for trips and shared households.

  3. Track, calculate and settle group expenses with friends, family or roommates. Features smart algorithms, multiple payment options, and 150+ currencies.

    Dutch app for splitting shared costs with friends, roommates, or family, settling balances with smart algorithms across 150+ currencies.

  4. Track shared costs with friends, roommates, or travel companions. Split bills fairly, sync expenses in real-time, and settle up with ease.

    Dutch app for tracking shared costs with friends, flatmates or travel groups: split bills fairly, sync expenses in real time and settle up easily.

Frequently asked questions

What is the best European alternative to Venmo?
Sling Money ranks first of the 4 European alternatives to Venmo in our directory, followed by Splid and Splitser.
Is Venmo GDPR-compliant?
Venmo is based in the United States. For a US company, the EU-US Data Privacy Framework covers transfers only if Venmo is certified under it; otherwise they need standard contractual clauses and a transfer impact assessment, and US laws such as the CLOUD Act can reach the data either way.