Europe-made alternatives · 2026

3 Best European Splitwise Alternatives in 2026

The best European alternative to Splitwise in 2026 is Splid, based in Germany. All 3 options below are European-owned, GDPR-native and ranked by feature parity and relevance.

By the EU Alternatives team Last updated

Our top pick this year is Splid, but every option on this list is European-owned, GDPR-native, and production-ready. Worth a closer look: Splitser, Tricount.

Splitwise alternatives are mainly Payments & Finance. Browse that category for a wider shortlist beyond this list.

Top European Splitwise alternatives compared

# Alternative Country Open source Free tier Compare
1 Splid Germany No No vs Splitwise →
2 Splitser Netherlands No No vs Splitwise →
3 Tricount Netherlands No No vs Splitwise →
  1. Simplify group expense splitting with automatic calculations, 150+ currencies, offline functionality, and PDF/Excel exports. Perfect for travel and shared costs.

    German app for splitting group expenses, with automatic calculations, 150+ currencies, offline use and PDF or Excel exports, ideal for trips and shared households.

  2. Track, calculate and settle group expenses with friends, family or roommates. Features smart algorithms, multiple payment options, and 150+ currencies.

    Dutch app for splitting shared costs with friends, roommates, or family, settling balances with smart algorithms across 150+ currencies.

  3. Track shared costs with friends, roommates, or travel companions. Split bills fairly, sync expenses in real-time, and settle up with ease.

    Dutch app for tracking shared costs with friends, flatmates or travel groups: split bills fairly, sync expenses in real time and settle up easily.

Frequently asked questions

What is the best European alternative to Splitwise?
Splid ranks first of the 3 European alternatives to Splitwise in our directory, followed by Splitser and Tricount.
Is Splitwise GDPR-compliant?
Splitwise Inc. is a US company based in Providence, Rhode Island. For a US company, the EU-US Data Privacy Framework covers transfers only if Splitwise is certified under it; otherwise they need standard contractual clauses and a transfer impact assessment, and US laws such as the CLOUD Act can reach the data either way.