Europe-made alternatives ยท 2026

3 Best European Splitwise Alternatives in 2026

Sovereignty-first software picks, all built in Europe โ€” hand-picked to replace Splitwise.

Our top pick this year is Splid โ€” but every option on this list is European-owned, GDPR-native, and production-ready. Worth a closer look: Splitser, Tricount.

Most picks fall under Payments & Finance. Jump into any of those categories if you want a wider shortlist beyond this list.

  1. Simplify group expense splitting with automatic calculations, 150+ currencies, offline functionality, and PDF/Excel exports. Perfect for travel and shared costs.

  2. Track, calculate and settle group expenses with friends, family or roommates. Features smart algorithms, multiple payment options, and 150+ currencies.

  3. Track shared costs with friends, roommates, or travel companions. Split bills fairly, sync expenses in real-time, and settle up with ease.